本篇論文目錄導航：
【題目】云南跨境保險發展戰略探析
【第一章】云南地區跨境保險業務研究背景及意義
【第二章】云南省開展跨境保險現狀調查
【3.1 - 3.4】制約跨境保險開展的主要原因分析
【3.5】跨境保險發展國別風險程度不一
【第四章】云南省跨境保險發展對策研究
【第五章】云南跨境保險發展創新舉措
【結論/參考文獻】跨境保險市場拓展研究結論與參考文獻
摘 要
建設“一帶一路”,是以習近平同志為總書記的黨中央主動應對全球形勢深刻變化、統籌國內國際兩個大局做出的重大戰略決策，它對推進我國新一輪對外開放和沿線國家共同發展意義重大。地處古代南方絲綢之路要道的云南，擁有面向“三亞”（東南亞、南亞、西亞）和肩挑“兩洋”（太平洋、印度洋）的獨特區位優勢，是“一帶一路”建設中的戰略支點。為深入貫徹落實黨的十八大精神，支持云南省加快建設面向西南開放的重要橋頭堡，積極探索跨境金融改革創新，推動沿邊地區和民族地區經濟金融和諧發展，2013 年 11 月，經國務院批復同意，中國人民銀行、中國保監會等 11 個部委聯合印發了《云南省廣西壯族自治區建設沿邊金融綜合改革試驗區總體方案》（銀發〔2013〕276 號）?？傮w方案明確提出，要大力推進保險市場發展，積極開展雙邊及多邊跨境保險業務合作，大力推動中國與東盟和南亞國家在機動車輛保險、貨物運輸保險、出口信用保險、工程保險、旅游保險等領域的交流與合作，為對方國家保險公司在本國開展風險評估、資信調查、查勘定損提供便利。
隨著國家“一帶一路”戰略和“橋頭堡”建設的逐步深入，特別是云南省對東盟國家經濟貿易和雙邊文化旅游交流交往的不斷擴大，在服務云南乃至國家沿邊開發開放戰略中如何更好地發揮保險風險補償、資金融通和社會治理的功能作用，開展具有云南特色、結合云南省實際的跨境保險業務創新顯得十分重要和緊迫。然而，云南跨境保險如何走出一條可持續發展、規?；l展、創新發展的道路呢？本文在實地考察的基礎上，運用文獻研究法、規范性理論分析法、實證分析法等研究方法，依托“一帶一路”戰略，聚神現代保險服務業的功能作用，聚焦云南省跨境保險業務的創新實踐，聚力服務云南沿邊開發開放；同時，以云南沿邊跨境保險試點探索和理論創新為經驗，推動全國跨境保險、涉外保險更大范圍的實踐創新，有效地服務國家“一帶一路”戰略，探索建立“有市場、有政府、有機構、有產品、有合作、有覆蓋”的全方位跨境保險市場體系。
關鍵詞：一帶一路；跨境保險；創新實踐
Abstract
Constructing “one belt and one road” is a major strategic decision to activelyresponse to profound changes of global situation and plan the overall domestic andinternational situation as whole made by the CPC central committee which is led bycomrade Xi Jinping as general secretary. It has great significance for promoting a newround of opening up in China and the common development of countries along theborder. Yunnan, which is located in the ancient southern silk road route, with uniquegeographical advantages including facing “Three Ya” （southeast Asia, south Asia,west Asia） and adjoining “Two Oceans” （Pacific Ocean, Indian Ocean）， is the strategicfulcrum of constructing “ one belt and one road ”. To further carry out the party's 18thParty Congress spirit, support Yunnan province to become the important bridgeheadof speeding up the construction to open to the southwest, actively explore the reformof cross-border financial innovation, and promote the harmonious economic andfinancial development of border areas and ethnic minority areas, in the November of2013, after being approved by the state council, 11 ministries and commissionsincluding People's Bank of China, China Insurance Regulatory Commission and otherministries jointly issued “The Construction of Border Areas' Financial ComprehensiveReform Pilot Area Overall Plan in Guangxi Zhuang Autonomous Region, YunnanProvince, ” （Yingfa [2013] no. 276）。In the overall plan, it's clearly put forward that topromote the development of insurance market, actively develop bilateral andmultilateral cooperation, cross-border insurance business, vigorously promote Chinaand ASEAN and south Asian countries' exchange and cooperation in motor vehicleinsurance, cargo transportation insurance, export credit insurance, engineeringinsurance, travel insurance and other fields, and provide convenience for nationalinsurance company for each other in their own country in risk assessment, creditinvestigation and survey fee.
As the gradually thorough of national strategy “ one belt and one road ” and“bridgehead” construction, especially when the bilateral economic, trade, cultural andtourism exchange association with ASEAN constantly expand in Yunnan province, it'svery important and urgent that how to develop insurance risk compensation, financingand social management functions better in service in the strategy of serving Yunnanprovince and even the national border development and opening-up, and carry outcross-border insurance business innovation with Yunnan characteristics, combiningwith the actual situation in our province. However, for cross-border insurance inYunnan, how to pave out a sustainable developing, scale developing and creativedeveloping road? In this paper, on the basis of on-the-spot investigation, it uses thetheory of literature research, normative analysis, empirical analysis and other researchmethods, relying on the “ one belt and one road ” strategy, focusing on the functionsof modern insurance services, the innovative practice of the cross-border insurancebusiness in Yunnan province and the cohesion service development of border areas inYunnan province; At the same time, taking border areas in Yunnan cross-borderinsurance pilot exploration and theoretical innovation as experience, it promotes awider range of national cross-border insurance, foreign insurance practice innovation,and effectively serves the national “ one belt and one road ” strategy, to explore andestablish cross-border insurance market system that covers the full range with “thegovernment , the institutions, the product, the cooperation and the coverage”.
Key words: “ one belt and one road ”; cross-border insurance; innovationpractice
目 錄
摘 要
ABSTRACT
第一章 研究背景及意義
第一節 引言
第二節 研究背景
一、“一帶一路”戰略背景下的云南新機遇
二、“一帶一路”戰略背景下的云南新挑戰
三、“一帶一路”戰略背景下的云南新發展
第三節 研究意義
第二章 云南省開展跨境保險現狀調查
第一節 雙邊及多邊跨境保險業務合作情況
第二節 沿邊跨境保險開展情況
一、跨境保險研究及其創新實踐是一個全新課題
二、推動云南省跨境保險創新實踐情況
三、云南省跨境保險業務實現跨越發展
第三章 制約跨境保險開展的主要原因分析
第一節 缺乏雙邊及多邊跨境保險的政府間交流合作機制
第二節 沿邊州市部分企業和居民缺乏保險意識
第三節 缺乏跨境保險專屬產品的創新性研發設計
第四節 缺乏跨境保險業務的規?；l展和專業化管理
第五節 跨境保險發展國別風險程度不一
一、越南情況分析
二、緬甸情況分析
三、柬埔寨情況分析
四、老撾情況分析
第四章 云南省跨境保險發展對策研究
第一節 跨境保險發展總體規劃與頂層設計
第二節 跨境保險發展戰略布局
第三節 跨境保險發展的制度安排
第四節 跨境保險發展交流合作機制建立
第五節 健全沿邊保險服務體系
第六節 建立溝通渠道與搭建合作平臺
第七節 穩步推進跨境保險試驗區建設
第八節 爭取保險集團的有效支持
第九節 跨境保險發展主動融入國家戰略
第五章 云南跨境保險發展創新舉措
第一節 頂層設計與基層探索相結合
第二節 堅持市場決定與政府推動相結合
第三節 堅持找準破點與系統推進相結合
第四節 堅持體系建設與交流合作相結合
第六章 結論
參考文獻
致 謝
